Mobile credit card machines for small businesses

Portable, contactless card machines aren’t just for big businesses

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Summary: In this article, we’ll take you through why a credit card machine could benefit your business, the power of accepting card payments through contactless and mobile devices, and how to keep taking payments affordable in the UK with the help of SumUp

Every business you walk into nowadays tends to have a credit card machine at hand. With customers increasingly wanting to make contactless payments, owning a portable card machine of your own has never been more important. 

Card machine prices and costs used to be so extortionate that small businesses often opted for just accepting cash. Not to mention the binding contracts and masses of bureaucracy that came along with it. Then card machines for small businesses were born. 

Now, affordable mobile card readers exist that support payment processing without additional costs, contracts or surprises. Here’s what you need to know… 

Finding the right card machine for you 

We offer two card reader machines that were designed in-house with the small business owner in mind. Looking for more? The second you’re signed up to SumUp you’ll also have access to a series of remote payment solutions such as the ability to set up your own online store, create gift cards and send invoices to customers.

The SumUp Air Card Reader 

The SumUp Air Card Reader communicates with tablets and smartphones where our free SumUp App stores merchant product information for card payments. What does this mean? 

Well, the SumUp App keeps real-time tabs on merchants’ sales while supporting personal accounts for your sales and staff. It’s everything you need in one trusty place. Retailers and small to mid-size companies as well as large corporations can easily connect to our Air device on Androids and iOS devices.

The SumUp 3G Card Reader 

The SumUp 3G Card Reader is a standalone device that doesn’t need an Android of iOS device to function. With its free, unlimited data SIM card, all you need to do is connect to your local network or simply use Wifi.

What are portable card machines? 

Credit card machines accept payments from smart payment cards. These chip-and-PIN cards come with Personal Identification Numbers (PIN) that cardholders enter into card payment machines.

Most card terminals’ connection to card issuers is supported by regular telephone lines, wired or wireless Internet. SumUp’s portable card machines allow for mobile card payment, getting rid of the need for a stationary register. What does that mean? Well, you can get paid wherever you are. Simply take your credit card machine to your customer. 

Why use mobile card machines? 

Mobile card machines establish payment status with the card issuer in real-time. That means no extra work is required and the payment process is now more secure than ever. These smart card readers also support micropayments of small amounts, so you don’t have to think about card machine costs and your customers can pay without being charged a fee. 

Forget about card machine costs 

After your free signup to SumUp, you’re ready to start accepting payments. With our card Reader, sales and service staff can accept payments almost anywhere mobiles have a connection.

Whether you’re in-store or on-the-go you can now easily take payments with our wireless credit card machine. 

Our card readers accepts major cards including Amex (American Express), Visa and MasterCard credit cards as well as MasterCard's Maestro and Visa Europe's V PAY debit cards.

How are our card machines made for small businesses? 

It’s pretty simple. SumUp bills just 1.69% of each credit or debit card payment without further cost or contracts. Use the card reader whenever you need to without the fear of extra costs or any other surprises. Our card readers are also made with people like you in mind. That means they’re both affordable and easy-to-use and setup. 

Does your business accept card payments?

The SumUp Card Reader enables businesses to accept debit, credit and contactless payments with a simple 3-in-1 device. No monthly contracts. No hidden fees. Ever.

Find out more

The logistics 

With SumUp’s affordable card machine price, you can start to take debit and credit card payments without the need for a stationary countertop. 

SumUp is PCI DSS compliant (Payment Card Industry Data Security Standard.)

Our app and our card payment machine send only heavily-encrypted information, using power-saving Bluetooth Smart technology.

Our app can easily support your self-defined income categories – you can use your iPad and other devices as a full-fledged cash register system, managing your inventory competently and confidently

Card machines as a central part of your businesses’ digital ecosystem

Receiving payments through a card machine is just one part of the puzzle that is building a successful business. At SumUp, we understand that one of the key ways we can support small businesses and sole traders is by providing them with flexibility. Our payment terminals do this by being affordable with no barriers to entry, portable and packed with features allowing the use of most cards (both debit and credit), along with mobile payments and contactless. 

But why stop there?

We have food truck owners using the SumUp Air paired with their mobile phone to receive contactless payments wherever they pitch-up, dog trainers working outside in the local park taking payments at the end of a session, and our devices being used at conventions and exhibits across the country. 

Today, over 3 million small business owners rely on us to get them paid and we operate across 33 countries with offices around the globe. 

To support this network of small and growing businesses, we’re building an ecosystem that extends beyond flexible payment terminals. You will be able to create an online store for your business, and provide gift cards to your most loyal customers or as part of your marketing efforts to get your name out there! 

We’re designing this ecosystem for you to grow your business at your own pace, from the convenience of your SumUp account, either based on the same transactional pay for what you use model, or for free. As a small business or a sole trader, you don’t need a business account, but you may want one. We’ve got you covered there too, with a free business account and contactless mastercard, so you can manage business spend without the hassle of identifying business and personal spend at the end of the month. 

With the free business account, your businesses’ money is available the next-day through SumUp, allowing you to make free transfers within the UK, or to withdraw some of that money with free withdrawals from UK cash machines.

Our ecosystem is designed to provide you with the tools you want, when you need them, without making you jump through hoops to use them: everything is available in your SumUp account when you’re ready. 

Have questions? We’ve got you covered

Find the right payment solution for your small business today

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With SumUp, you can quickly and easily accept credit and debit card payments with your smartphone or tablet.

*Offer valid for one card reader per new SumUp Profile. Original price: £29. Price excluding VAT. 30-day-money-back-guarantee from date of delivery. Further conditions apply.