SumUp Business Account

Your free online business account

Open a free UK current account with SumUp and discover a smarter way to send, spend and manage your business's money.

Sign up in minutes

Ready in minutes

Apply online, and get a free online business account in no time. 100% digital signup. Fee-free, paper-free, hassle-free.

Free, instant payments

Send and receive money instantly in the UK and enjoy unlimited free bank transfers, both on incoming and outgoing payments.

Easy access, 24/7

Bye bye, bank queues and long waiting times. Manage your business's money anytime, anywhere via your app or desktop.

Pay contactless with your free Mastercard

Business Mastercard

Get your free contactless Mastercard for your business expenses and track spending in the SumUp App.

Pay contactless

Link your card with Apple Pay or Google Pay to make fast, convenient payments at millions of locations.

Shop anywhere

Use your card wherever Mastercard is accepted – in shops, online and at the cash machine.

The business account with no hidden fees

We like to keep things simple, with one free plan for every small business. No monthly fee. No hidden charges. No surprises in the small print.

SumUp Business Account

Free

SumUp Mastercard

Free

UK bank transfers

Free

Monthly fee

£0

Minimum balance

£0

Free UK cash withdrawals

3 per month

Withdrawal fee thereafter

2%

Withdrawal fee abroad

2%

The business account with no hidden fees

We like to keep things simple, with one free plan for every small business. No monthly fee. No hidden charges. No surprises in the small print.

SumUp Business AccountFree
SumUp MastercardFree
UK bank transfersFree
Monthly fee£0
Free UK cash withdrawals3 per month
Withdrawal fee thereafter2%
Withdrawal fee abroad2%

Built for your business.

We help freelancers, sole traders and small businesses manage all things money fast. So you have the freedom to do what you do best.

Open your business account today

You can set up your account online in a few short steps. No paperwork, no hassle and it doesn't cost a thing.

Sign up

Tell us a few details about your business

Get verified

Verify your identity quickly and easily

Add money

Top up fast to start making transfers

You're done!

Use Apple Pay or Google Pay while your card is en route

Sign up now

Then activate your account in the SumUp App

Take card. Boost your business.

Easy, flexible payments

Accept credit, debit and contactless card payments easily with a SumUp card reader. No contract and no hidden fees.

Faster cash flow

Make a sale and access the money in your business account the very next day—even on weekends and bank holidays.

View card readers

Your toolkit for all things business

Professional invoices

Create and send customised invoices from your phone or computer with SumUp's easy, built-in invoicing tool.

Share payment links with your customers via text, WhatsApp, Facebook or any other platform and get paid in a few clicks.

Here to help

A dedicated customer support team is available to answer your questions 7 days a week via chat, email or phone.

Availability 24/7

Working at home, the office or on-the-go? Access your account whenever you need to from desktop or mobile.

Instant notifications

Stay on top of your finances with alerts sent to your phone after every payment, deposit or withdrawal.

Transaction history

Keep an eye on your account activity and download it in just one click to keep a detailed record for your books.

Professional invoices

Create and send customised invoices from your phone or computer with SumUp's easy, built-in invoicing tool.

Integrated accounting

Record expenses, upload bank statements and create reports to track your business's financial health.

Friendly support

A dedicated customer support team is available to answer your questions 7 days a week via chat, email or phone.

Availability 24/7

Working at home, the office or on-the-go? Access your account whenever you need to from desktop or mobile.

Instant notifications 

Stay on top of your finances with alerts sent to your phone after every payment, deposit or withdrawal.

Transaction history

Keep an eye on your account activity and download it in just one click to keep a detailed record for your books.

Security you can rely on

3D Secure payments

Like to shop online? We use strong customer authentication to make sure your payments are always secure. Every time you pay online, you'll get a notification on your phone asking you to verify the transaction and confirm it's really you.

Card blocking

No need to panic if your prepaid Mastercard is lost or stolen. You can freeze and unfreeze it in a matter of seconds on your smartphone or computer—anytime, anywhere.

Guaranteed protection

As an electronic money institution authorised by the FCA, we safeguard your money in a segregated bank account, ensuring your money is protected in any eventuality.

Get the business account that saves you time

Sign up in minutes

Got questions? We've got answers