How your small business can start accepting card payments

Find out how you can transform your business through credit card payments

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In this article, you’ll learn:

  • Out with the old, in with the new. Why credit card payments are now accessible to small businesses. 

  • How you can accept card payments on your phone or tablet 

  • The benefits of utilising a mobile card payment system

Taking credit card payments used to mean needing access to highly technical and specialised equipment, and getting your hands on that as a small business owner often requires a lot of jumping over bureaucratic hurdles and dealing with scary corporate contracts. 

While businesses used to need access to outdated card payment systems, they can now get their hands on contract-free, easy-to-use mobile contactless payment tools, like those that SumUp offers. Take card payments on the go, in-store or wherever business takes you with a card payment app or standalone device.

How to accept credit card payments on my phone or tablet  

First things first, you’ll need to download the SumUp credit card payment app. It’s that simple. There’s no need for a traditional fixed-line, and there’ll be no wires taking up space on your countertop. If you choose to go for our SumUp Air Card Reader, your smartphone will become the base of your business.

All you need to do is to enter the cardholder's details into the app and the credit card payment is processed for you. Their card issuer will then release the necessary money to you, just like a conventional payment terminal. 

While our SumUp Air can go anywhere, we also offer a standalone device…

The SumUp 3G Card Reader runs on free mobile data or, like the Air you can simply connect it to your Wifi. 

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Why use a mobile card payment system? 

You probably can’t remember the last time you stepped into a business and were told that you couldn’t pay by card. Customers now expect to be faced with seamless technology that gets the job done in seconds. That’s where mobile card payment systems come in. Using a credit card payment reader like the SumUp Air or SumUp 3G means your business goes where you go. It’s all about flexibility. 

Eliminate queues, take your reader to your customer and create multiple employee accounts so your sales reps can get the job done too. Forget about cash, cheques and overdue payment. 

Keeping things secure 

Just because its easier to accept card payments with us, doesn’t mean it’s any less secure. If you want to accept card payments using an internet-enabled mobile system, customers may want to understand the security implications.

Firstly, all of their private data is encrypted when it passes between your mobile device and the service provider, meaning it cannot be obtained by a third party fraudulently.

Traditional security measures, such as Chip and PIN, can also be incorporated with a card reader. With such a device, the customer still has final control over transactions and is able to check the amount they spend before you end the payment for authorisation via the mobile network from your smart device.

To summarise 

Run your business without unnecessary limitations. A contactless card reader allows you not only to accept payments anywhere but also allows you to securely accept credit, debit or cash payments. This flexibility is a win-win for both you and your customers.

Find the right payment solution for your small business today

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With SumUp, you can quickly and easily accept credit and debit card payments with your smartphone or tablet.